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Current Rates

Rates effective May 28, 2009

Min balance to open: $2,500.00 $10,000.00 IRA $500.00
TERM RATE APY* RATE APY* TERM RATE APY*
1-2 Months 18-23 Months 2.35% 2.38%
3-5 Months 1.50% 1.51% 1.60% 1.61% 24-35 Months 2.60% 2.64%
6-8 Months 1.55% 1.56% 1.80% 1.82% 36-47 Months 2.90% 2.94%
9-11 Months 1.60% 1.61% 1.90% 1.92% 48-59 Months 3.00% 3.05%
12-17 Months 1.65% 1.66% 2.15% 2.17% 60 Months 3.45% 3.51%
18-23 Months 1.85% 1.87% 2.35% 2.38%
24-35 Months 2.10% 2.12% 2.60% 2.64%
36-47 Months 2.40% 2.43% 2.90% 2.94%
48-59 Months 2.50% 2.53% 3.00% 3.05%
60 Months 2.95% 2.99% 3.45% 3.51%

Certificate interest is compounded daily and paid monthly.
Rates subject to change without notice.
Substantial penalty for early withdrawal.
* Annual Percentage Yield

STATEMENT SAVINGS SUPER MONEY FUND
Minimum balance to open $50.00 $1,000.00
$1,000.00 or more Less than $1,000.00
Rate 1.40% 1.50% 1.40%
APY* 1.41% 1.51% 1.41%

Statement Savings and Super Money Fund interest is compounded daily and paid quarterly.
Quarterly service charge may apply. See Account Information and Schedule of Service Fees.
We offer banking by mail services.
* Annual Percentage Yield

INTEREST CHECKING
Minimum balance to open $500.00
Rate 0.50%
APY* 0.50%

Interest Checking interest is compounded daily and paid monthly.
Monthly service charge applies. See Account Information and Schedule of Service Fees.
We offer deposit by mail services.
* Annual Percentage Yield