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NOTICE: By federal law, as of 1/1/2013, funds in a noninterest-bearing transaction account (including and IOLTA/IOLA) will no longer receive unlimited deposit insurance coverage, but will be FDIC-insured to the legal maximum of $250,000 for each ownership category. For more information, visit http://www.fdic.gov/deposit/deposits/unlimited/expiration.html

Current Interest Rates

Rates effective Friday, May 24, 2013

Min balance to open:

$2,500.00

$10,000.00

IRA $500.00

TERM	INTEREST RATE	APY*	INTEREST RATE	APY*	TERM	INTEREST RATE	APY*
1-2 Months					18-23 Months	0.40%	0.40%
3-5 Months	0.10%	0.10%	0.10%	0.10%	24-35 Months	0.60%	0.60%
6-8 Months	0.10%	0.10%	0.10%	0.10%	36-47 Months	0.90%	0.90%
9-11 Months	0.10%	0.10%	0.10%	0.10%	48-59 Months	1.10%	1.11%
12-17 Months	0.25%	0.25%	0.35%	0.35%	60 Months	1.30%	1.31%
18-23 Months	0.30%	0.30%	0.40%	0.40%
24-35 Months	0.50%	0.50%	0.60%	0.60%
36-47 Months	0.55%	0.55%	0.90%	0.91%
48-59 Months	0.60%	0.60%	1.10%	1.11%
60 Months	0.80%	0.80%	1.30%	1.31%

APY is accurate as of Friday, May 24, 2013
Fees may reduce earnings.
Penalty may be applied for early withdrawl
Certificate interest is compounded daily and paid monthly.
Interest Rates subject to change without notice.
Substantial penalty for early withdrawal.
* Annual Percentage Yield

	STATEMENT SAVINGS		SUPER MONEY FUND
Minimum balance to open	$50.00		$1,000.00
		$1,000.00 or more	Less than $1,000.00
Interest Rate	0.10%	0.10%	0.15%
APY*	0.10%	0.10%	0.15%

APY is accurate as of Friday, May 24, 2013
Fees may reduce earnings.
Statement Savings and Super Money Fund interest is compounded daily and paid quarterly.
Quarterly service charge may apply. See Account Information and Schedule of Service Fees.
We offer banking by mail services.
* Annual Percentage Yield

	INTEREST CHECKING
Minimum balance to open	$500.00
Interest Rate	0.15%
APY*	0.15%

APY is accurate as of Friday, May 24, 2013
Fees may reduce earnings.
Interest Checking interest is compounded daily and paid monthly.
Monthly service charge may apply. See Account Information and Schedule of Service Fees.
We offer deposit by mail services.
* Annual Percentage Yield