Our Main Office is located two blocks to the Pacific Ocean at 875 Garnet Avenue, San Diego, California 92109



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OUR CURRENT RATES
(June 16, 2008)

Minimum balance to open $2,500.00 $10,000.00 IRA $500.00
TERM RATE APY* RATE APY* TERM RATE APY*
1-2 Months     1.75% 1.76% 18-23 Months 3.05% 3.09%
3-5 Months 2.10% 2.12% 2.60% 2.63% 24-35 Months 3.05% 3.09%
6-8 Months 2.30% 2.32% 2.80% 2.84% 36-47 Months 3.05% 3.09%
9-11 Months 2.35% 2.38% 2.85% 2.89% 48-59 Months 3.05% 3.09%
12-17 Months 2.50% 2.53% 3.00% 3.04% 60 Months 3.05% 3.09%
18-23 Months 2.55% 2.58% 3.05% 3.09%      
24-35 Months 2.55% 2.58% 3.05% 3.09%      
36-47 Months 2.55% 2.58% 3.05% 3.09%      
48-59 Months 2.55% 2.58% 3.05% 3.09%      
60 Months 2.55% 2.58% 3.05% 3.09%      


Certificate interest is compounded daily and paid monthly.
Rates subject to change without notice.
Substantial penalty for early withdrawal.
* Annual Percentage Yield


  PASSBOOK   SUPER MONEY FUND
Minimum balance to open $50.00   $1,000.00
      $1,000.00 or more Less than $1,000.00
Rate 1.40%   1.50% 1.40%
APY* 1.41%   1.51% 1.41%


Passbook and Super Money Fund interest is compounded daily and paid quarterly.
No monthly service charge.
We offer thrift by mail services.
* Annual Percentage Yield



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