BECAUSE YOUR TRUST
IS SO IMPORTANT
Your trust is the cornerstone of our
relationship. That is why we work so diligently
to safeguard your privacy. The information that
you provide us is kept in the strictest of
confidence. We have no intentions of selling
personal information about our customers to
third-party businesses. We are proud to make that
commitment to you, because your trust is the
foundation of our business.
The following privacy policy explains how we use
and protect the information about our customers.
We ask that you read it carefully.
NOTICE OF YOUR
FINANCIAL PRIVACY RIGHTS
We, our and us,
when used in this notice means Home Bank of
California.
This is our privacy notice for our customers.
When we use the word "you" and
"your" we mean the following types of
customers:
Our consumer
customers who have a continuing
relationship by purchasing or holding
financial products or services such as a
(n):
Deposit account
Loan account
Self-directed
Individual Retirement account
Mortgage Brokerage
services
We will tell you the sources of the
information we collect about you. We will tell
you what measures we take to secure that
information.
We first define some terms.
Nonpublic personal information
means information about you that we collect in
connection with providing a financial product or
service to you. Nonpublic personal information
does not include information that is available
from public sources, such as telephone
directories or government records. Hereafter, we
will use the term "information" to mean
nonpublic personal information.
An affiliate is a
company we own or control, a company that owns or
controls us, or a company that is owned or
controlled by the same company that owns or
controls us. Ownership does not mean complete
ownership, but means owning enough to have
control.
A nonaffiliated third party
is a person we do not employ or a company that is
not an affiliate of ours. This is also known as a
nonaffiliated third party, or simply, an
"other party".
THE INFORMATION WE COLLECT
We collect information about you
from the following sources:
Information you
give us on applications or other forms
Information about
your transactions with us
Information about
your transactions with our affiliates
Information about
your transactions with other parties
Information from a
consumer reporting agency
INFORMATION WE DISCLOSE
ABOUT YOU
We do NOT disclose any
information about you to anyone, except as
permitted by law.
THE CONFIDENTIALITY,
SECURITY,
AND INTEGRITY OF YOUR INFORMATION
We restrict access to information
about you to those employees who need to know
that information to provide products or services
to you. We maintain physical, electronic and
procedural safeguards to protect this
information.
INFORMATION ABOUT
FORMER CUSTOMERS
We do not disclose information about
former customers, except as permitted by law.
We reserve the right to change this policy at any
time.
