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CONDENSED STATEMENT OF CONDITION
AS OF DECEMBER 31, 2007
       
ASSETS:      
....Cash and due from banks     $ . 759,965
....Interest-bearing deposits with other financial institutions 5,858,392
....Securities available for sale, at fair value     0
....Loans receivable, net     142,487,494
....Accrued interest receivable     970,371
....Foreclosed real estate, net     0
....Premises and equipment, net     79,574
....Prepaid expenses and other assets     86,527
....Federal Home Loan Bank stock, at cost     1,897,500
........TOTAL ASSETS     $152,139,823
      ŻŻŻŻŻŻŻŻŻŻŻ
LIABILITIES AND STOCKHOLDER'S EQUITY:      
....Thrift accounts     $96,616,753
....Borrowings from Federal Home Loan Bank     38,928,843
....Accounts payable and accrued expenses     616,595
....Other liabilities     0
........TOTAL LIABILITIES     $136,162,191
       
...Net Worth     15,977,632
.........TOTAL LIABILITIES AND NET WORTH     $152,139,823
      ŻŻŻŻŻŻŻŻŻŻŻ
       
       
IF YOU DESIRE MORE DETAILED INFORMATION, A COPY OF THE COMPANY'S AUDITED FINANCIAL STATEMENTS AS OF DECEMBER 31, 2007, AND FOR THE PERIOD JANUARY 1, 2007 TO DECEMBER 31, 2007 IS AVAILABLE FOR YOUR INSPECTION IN ANY OF OUR COMPANY'S OFFICES DURING REGULAR BUSINESS HOURS.
       
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